A L Financial Corporation

Message: They have improved their website and payment options. I was fixing my credit when I had to use them so they are what they are. They have always been nice to me.

Message: I give this company a 5-star rating because they gave me excellent service for two car loans. AL Financial is a high-risk lender and gives loans to people who have risky credit; thus, they are much stricter than other lenders. I always paid on time and my interactions with them have resulted in excellent customer service. My advice to anyone who needs to get a car when others want help you, go to AL Financial and make your payments as you promised. They are more than fare and will treat you according to how you keep your promise to pay them.

Message: I haven’t had a negative experience with this company. The only thing that I don’t like is that you can’t make payments over the phone, with a debit/credit card, or online. It would save time and money if they did. My payment for this month happened to be tomorrow (7/6) and I arrived at the office at 4pm 7/5 to drop off my check (and I didn’t have checks until I got financed through this company). Mind you, the office doesn’t close until 5pm on Fridays, but apparently due to the holiday it closed early today. What holiday is on 7/5 that I’m not aware of? There was a girl in the lobby that told me to not waste my time by going upstairs with my newborn baby because they were closed and told me how they closed early because of the holiday.. okay.. she said that they have a drop box, cool no big deal. The only thing is I don’t have the envelop that comes with my monthly bill from A-L financial, she then told me to write my social security number on the check and still put it in the drop box. I am not writing my social security number along with my account information and address so someone can steal my identity. I am definitely reporting this as far up as I can go because their office hours say 5pm on Fridays. There was not even a notice on their door stating they would be closing early on Friday 7/5. So in essence, my three star review is due to their lack of payment options as well as customer service in protecting ones security. Below is their office hours right outside their door. As I sit in my car outside the building writing this review, it is currently 4:24pm on Friday 7/5/2019.. Update to my other review, I gave them a low start rating. Sure they’ll threaten to take further action with your loan but I have not seen this company reflect negatively on my credit report so I thank them very much for that.

Message: I've never had any problems with them despite all the negative ratings. I even got into a jam trying to pay my car loan. I called to let them know i was having trouble and they had no problem with giving me extra time to pay. They were really nice about it all. As long as you communicate with them and pay your bill, all is fine.